— occitanie · 46
Real estate prices in Gagnac-sur-Cère — investor simulator — September 2026
Median price per m² in Gagnac-sur-Cère
1 063 €/m²
- Dept. 46 rank No. 24 / 251
- 5-year trend +1,7 %
Half of sales between 761 €/m² and 1 548 €/m² (24 DVF sales).
DVF — DGFiP · median over 11 sales (2025)
Real estate market in Gagnac-sur-Cère
In Gagnac-sur-Cère, the price/sqm is around 1 063 € (+1,7 % over 5 years), a to study carefully market for investors (grade D/5).
What investor yield in Gagnac-sur-Cère?
Indicative calculation. Excludes taxes, notary fees, vacancy and works. 5-year attractivity index crosses DVF + INSEE demography + Sit@del permits + Filocom vacancy.
Net annual yield
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5-year attractivity index: D (43/100)
— Read more
Understanding the Gagnac-sur-Cère real estate market
Marge de négociation à Gagnac-sur-Cère
À Gagnac-sur-Cère, le marché ne dégage pas de marge de négociation automatique : le prix repose sur les fondamentaux du secteur. (estimation indicative, 11 ventes)
Mais la décote se joue surtout bien par bien : un logement classé F ou G (passoire énergétique) se négocie nettement moins cher — environ un quart du prix en moins pour une maison classée G, près de 12 % pour un appartement (valeur verte 2024, Notaires de France / ADNOV, 552 850 ventes) — 32,5 % des logements le sont ici ; un bien A-D performant part, lui, du prix du marché.
Un conseiller immobilier peut vous accompagner sur cette négociation →The 30 sales recorded in Gagnac-sur-Cère
Every property sale registered here between 2021 and 2025. 30 sales is not a market — it is too few to derive a reliable price per m². But these are the actual transactions, and the spread between them tells you more than any median could.
| Date | Type | Floor area | Land | Price | €/m² |
|---|---|---|---|---|---|
| October 2025 | Maison | 80 m² | 394 m² | 85 000 € | 1 063 €/m² |
| October 2025 | Maison | 60 m² | 620 m² | 50 000 € | 833 €/m² |
| September 2025 | Maison | 110 m² | 60 m² | 95 000 € | 864 €/m² |
| July 2025 | Maison | 57 m² | 670 m² | 134 417 € | 2 358 €/m² |
| July 2025 | Maison | 60 m² | 45 m² | 70 000 € | 1 167 €/m² |
| June 2025 | Maison | 49 m² | 768 m² | 85 000 € | 1 735 €/m² |
| June 2025 | Maison | 72 m² | 80 m² | 75 000 € | 1 042 €/m² |
| May 2025 | Maison | 92 m² | 195 m² | 56 000 € | 609 €/m² |
| December 2024 | Maison | 53 m² | 217 m² | 44 000 € | 830 €/m² |
| August 2024 | Maison | 69 m² | 1 100 m² | 120 731 € | 1 750 €/m² |
| May 2024 | Maison | 100 m² | 1 260 m² | 150 000 € | 1 500 €/m² |
| November 2023 | Maison | 52 m² | 100 m² | 88 000 € | 1 692 €/m² |
| September 2023 | Maison | 60 m² | 430 m² | 108 465 € | 1 808 €/m² |
| July 2023 | Maison | 87 m² | 365 m² | 265 000 € | 3 046 €/m² |
| March 2023 | Maison | 63 m² | 1 000 m² | 107 000 € | 1 698 €/m² |
| February 2023 | Maison | 60 m² | 67 m² | 30 000 € | 500 €/m² |
| November 2022 | Maison | 40 m² | 52 m² | 32 000 € | 800 €/m² |
| June 2022 | Maison | 118 m² | 227 m² | 100 000 € | 847 €/m² |
| June 2022 | Maison | 85 m² | 372 m² | 72 000 € | 847 €/m² |
| June 2022 | Maison | 43 m² | 98 m² | 40 000 € | 930 €/m² |
| May 2022 | Maison | 95 m² | 419 m² | 40 000 € | 421 €/m² |
| April 2022 | Maison | 88 m² | 739 m² | 120 000 € | 1 364 €/m² |
| October 2021 | Maison | 120 m² | 164 m² | 165 000 € | 1 375 €/m² |
| October 2021 | Maison | 120 m² | 136 m² | 90 000 € | 750 €/m² |
| September 2021 | Maison | 101 m² | 157 m² | 124 500 € | 1 233 €/m² |
| August 2021 | Maison | 95 m² | 152 m² | 68 000 € | 716 €/m² |
| July 2021 | Maison | 48 m² | 112 m² | 20 000 € | 417 €/m² |
| July 2021 | Maison | 80 m² | 1 493 m² | 140 000 € | 1 750 €/m² |
| June 2021 | Maison | 80 m² | 1 277 m² | 46 000 € | 575 €/m² |
| May 2021 | Maison | 90 m² | 162 m² | 165 000 € | 1 833 €/m² |
Source: DVF — DGFiP open data. No names, no exact addresses.
Range: half of sales between 761 €/m² and 1 548 €/m² (across 24 DVF sales, 3 years).
This market is defined above all by very affordable price-per-m².
This median price, based on DVF transactions over the last 5 years (DGFiP Etalab), places Gagnac-sur-Cère within the occitanie regional market. On the rental side, the ANIL median apartment rent there is 9,3 €/sqm/month, an indicative gross yield of 10,5 % before taxes, fees and vacancy.
The town is in demographic stagnation over 5 years (-1,2 %), with construction activity low (little new construction, tight market on existing stock). Housing vacancy is low (tight rental market, secure rents). These three factors crossed with the recent price trend (+1,7 % over 5 years) determine the attractivity grade D shown above.
Note: DVF covers registered transactions excluding non-finalised off-plan sales, and ANIL publishes medians (not averages — the rent distribution is pulled up by exceptional properties). For a fine analysis at the exact address, use the simulator above or the town's full profile.
Sources: DVF (DGFiP Etalab) — rolling 5-year medians, ANIL — rent map, INSEE pop_evol — 5-year demographics, Sit@del — 24-month building permits, Filocom (DGFiP / SDES) — housing vacancy. The attractivity grade and 5-year capital gain are NTYP estimates (proprietary weighting of the data above, independent of any affiliation) — see our methodology.
— Live calculations
Every dimension, in euros.
On this page, 6 calculations with the real figures for Gagnac-sur-Cère: whether to buy or rent, how much to negotiate, the monthly mortgage payment, the net rental yield, the monthly cashflow and the energy bill.
Method and assumptions detailed in Transparency.
← View full report for Gagnac-sur-Cère
— Your questions
Frequently asked questions
Are the prices/sqm in Gagnac-sur-Cère expensive?
The median DVF price is 1 063 €/sqm. For a 60 sqm apartment, that is around 63 750 € excluding acquisition fees (count +7 to 8 % notary fees in the existing market).
What rental yield can I expect in Gagnac-sur-Cère?
The indicative gross yield is 10,5 % (median rent 9,3 €/sqm/month × 12 ÷ median price 1 063 €/sqm). The net yield after charges, property tax, vacancy and taxes is generally 30 to 45 % lower. Use the simulator above to personalise it to your case.
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What does the D 5-year attractivity grade mean concretely?
The index crosses 4 factors over the last 5 years: DVF price trend, INSEE demographic trend, Sit@del building permits and Filocom vacancy. D corresponds to a market to study carefully. High vacancy or sluggish demographics. The full method is documented in the Methodology section.
Can future prices be predicted from the last 5 years?
Not reliably. The past price change (shown above, DVF source) describes the recent market — it does not foretell the future. Property markets tend to revert to their mean: a town that rose or fell sharply does not mechanically keep going the same way, and rates, the wider economy or a local shock weigh more than any extrapolation. That is why we show the observed change and the real drivers (demographics, vacancy, building permits) rather than a speculative future capital gain.
Is it better to buy an apartment or a house in Gagnac-sur-Cère?
The median apartment price/sqm in Gagnac-sur-Cère is typically 5 % above the house price/sqm (houses offer more usable surface but a lower €/sqm ratio thanks to the land share). For a rental investment, the apartment generally offers a better yield (more tenants, simpler management, lower urban vacancy). The house is rather preferable for a family primary residence or a heritage project with valuable land.
Is it better to buy or rent in Gagnac-sur-Cère?
It depends how long you keep the home. In Gagnac-sur-Cère, a 60 sqm flat costs about €63 750 to buy and €559 a month to rent, a rent-to-price ratio of 10,5 % gross per year. That ratio decides, not the price level.
Buying adds costs renting never pays — transfer duties, notary fees, property tax, maintenance — which must be recouped first. The “Buy or rent” calculator on this page works out the year the balance tips.