— occitanie · 46

Real estate prices in Girac — investor simulator — September 2026

Median price per m² in Girac

969 €/m²

  • Dept. 46 rank No. 1 / 251

Half of sales between 811 €/m² and 1 863 €/m² (16 DVF sales).

DVF — DGFiP · median over 23 sales (2021–2025)

Real estate market in Girac

In Girac, the price/sqm is around 969 €/sqm (recent DVF transactions).

Median price/sqm 969 €/m² DVF — DGFiP · median over 23 sales (2021–2025)
Median rent (apt) 9,3 €/m² ANIL — Carte des loyers · 2025
5y demography -6 % INSEE pop_evol

Energy rating (EPC)

A9 %
B11 %
C20 %
D29 %
E18 %
F4 %
G9 %

13.3% poorly rated (F/G) of 45 assessed dwellings.

What investor yield in Girac?

Indicative calculation. Excludes taxes, notary fees, vacancy and works. 5-year attractivity index crosses DVF + INSEE demography + Sit@del permits + Filocom vacancy.

    Net annual yield

    5-year attractivity index: (0/100)

    — Read more

    Understanding the Girac real estate market

    Marge de négociation à Girac

    À Girac, le marché ne dégage pas de marge de négociation automatique : le prix repose sur les fondamentaux du secteur. (estimation indicative, 23 ventes)

    Mais la décote se joue surtout bien par bien : un logement classé F ou G (passoire énergétique) se négocie nettement moins cher — environ un quart du prix en moins pour une maison classée G, près de 12 % pour un appartement (valeur verte 2024, Notaires de France / ADNOV, 552 850 ventes) — 13,2 % des logements le sont ici ; un bien A-D performant part, lui, du prix du marché.

    Un conseiller immobilier peut vous accompagner sur cette négociation →

    The 15 sales recorded in Girac

    Every property sale registered here between 2021 and 2025. 15 sales is not a market — it is too few to derive a reliable price per m². But these are the actual transactions, and the spread between them tells you more than any median could.

    Date Type Floor area Land Price €/m²
    November 2025 Maison 98 m² 620 m² 95 000 € 969 €/m²
    July 2025 Maison 79 m² 840 m² 80 000 € 1 013 €/m²
    July 2025 Maison 60 m² 2 293 m² 73 000 € 1 217 €/m²
    December 2024 Maison 48 m² 830 m² 170 800 € 3 558 €/m²
    September 2024 Maison 312 m² 950 m² 165 000 € 529 €/m²
    October 2023 Maison 172 m² 685 m² 164 450 € 956 €/m²
    June 2023 Maison 106 m² 397 m² 231 000 € 2 179 €/m²
    May 2023 Maison 73 m² 745 m² 135 000 € 1 849 €/m²
    October 2022 Maison 161 m² 1 021 m² 127 209 € 790 €/m²
    September 2022 Maison 66 m² 620 m² 55 000 € 833 €/m²
    July 2022 Maison 95 m² 2 537 m² 190 000 € 2 000 €/m²
    July 2022 Maison 79 m² 840 m² 80 000 € 1 013 €/m²
    June 2022 Maison 105 m² 1 487 m² 200 000 € 1 905 €/m²
    June 2021 Maison 93 m² 402 m² 106 110 € 1 141 €/m²
    January 2021 Maison 140 m² 1 870 m² 266 000 € 1 900 €/m²

    Source: DVF — DGFiP open data. No names, no exact addresses.

    Range: half of sales between 811 €/m² and 1 863 €/m² (across 16 DVF sales, 3 years).

    This market is defined above all by a sharply shrinking population (-6,0% over 5y), and very affordable price-per-m².

    This median price, based on DVF transactions over the last 5 years (DGFiP Etalab), places Girac within the occitanie regional market. On the rental side, the ANIL median apartment rent there is 9,3 €/sqm/month, an indicative gross yield of 11,5 % before taxes, fees and vacancy.

    The town is in demographic decline over 5 years (-6,0 %), with construction activity low (little new construction, tight market on existing stock). Housing vacancy is low (tight rental market, secure rents). These three factors crossed with the recent price trend (+0 % over 5 years) determine the attractivity grade — shown above.

    Note: DVF covers registered transactions excluding non-finalised off-plan sales, and ANIL publishes medians (not averages — the rent distribution is pulled up by exceptional properties). For a fine analysis at the exact address, use the simulator above or the town's full profile.

    Sources: DVF (DGFiP Etalab) — rolling 5-year medians, ANIL — rent map, INSEE pop_evol — 5-year demographics, Sit@del — 24-month building permits, Filocom (DGFiP / SDES) — housing vacancy. The attractivity grade and 5-year capital gain are NTYP estimates (proprietary weighting of the data above, independent of any affiliation) — see our methodology.

    — Live calculations

    Every dimension, in euros.

    On this page, 6 calculations with the real figures for Girac: whether to buy or rent, how much to negotiate, the monthly mortgage payment, the net rental yield, the monthly cashflow and the energy bill.

    Method and assumptions detailed in Transparency.

    Map of Girac

    Click to explore indicators, layers and what is reachable nearby.

    — Your questions

    Frequently asked questions

    Are the prices/sqm in Girac expensive?

    The median DVF price is 969 €/sqm. For a 60 sqm apartment, that is around 58 140 € excluding acquisition fees (count +7 to 8 % notary fees in the existing market).

    What rental yield can I expect in Girac?

    The indicative gross yield is 11,5 % (median rent 9,3 €/sqm/month × 12 ÷ median price 969 €/sqm). The net yield after charges, property tax, vacancy and taxes is generally 30 to 45 % lower. Use the simulator above to personalise it to your case.

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    What does the — 5-year attractivity grade mean concretely?

    The index crosses 4 factors over the last 5 years: DVF price trend, INSEE demographic trend, Sit@del building permits and Filocom vacancy. corresponds to a market for which we do not have enough investor signals to compute the index (INSEE demographics and Sit@del permits missing). The analysis is limited to DVF + ANIL data. The full method is documented in the Methodology section.

    Can future prices be predicted from the last 5 years?

    Not reliably. The past price change (shown above, DVF source) describes the recent market — it does not foretell the future. Property markets tend to revert to their mean: a town that rose or fell sharply does not mechanically keep going the same way, and rates, the wider economy or a local shock weigh more than any extrapolation. That is why we show the observed change and the real drivers (demographics, vacancy, building permits) rather than a speculative future capital gain.

    Is it better to buy an apartment or a house in Girac?

    The median apartment price/sqm in Girac is typically 5 % above the house price/sqm (houses offer more usable surface but a lower €/sqm ratio thanks to the land share). For a rental investment, the apartment generally offers a better yield (more tenants, simpler management, lower urban vacancy). The house is rather preferable for a family primary residence or a heritage project with valuable land.

    Is it better to buy or rent in Girac?

    It depends how long you keep the home. In Girac, a 60 sqm flat costs about €58 140 to buy and €559 a month to rent, a rent-to-price ratio of 11,5 % gross per year. That ratio decides, not the price level.

    Buying adds costs renting never pays — transfer duties, notary fees, property tax, maintenance — which must be recouped first. The “Buy or rent” calculator on this page works out the year the balance tips.