— nouvelle-aquitaine · 16

Real estate prices in Saint-Germain-de-Montbron — investor simulator — September 2026

Median price per m² in Saint-Germain-de-Montbron

849 €/m²

  • Dept. 16 rank No. 50 / 309
  • 5-year trend +39,5 %

Half of sales between 588 €/m² and 1 227 €/m² (21 DVF sales).

DVF — DGFiP · median over 9 sales (2025)

Real estate market in Saint-Germain-de-Montbron

In Saint-Germain-de-Montbron, the price/sqm is around 849 € (+39,5 % over 5 years), a attractive market for investors (grade B/5).

Median price/sqm 849 €/m² DVF — DGFiP · median over 9 sales (2025)
Median rent (apt) 10,9 €/m² ANIL — Carte des loyers · 2025
5-year trend +39,5 % DVF historique 5y
5y demography -3 % INSEE pop_evol

Energy rating (EPC)

A6 %
B2 %
C22 %
D39 %
E18 %
F8 %
G6 %

13.7% poorly rated (F/G) of 51 assessed dwellings.

What investor yield in Saint-Germain-de-Montbron?

Indicative calculation. Excludes taxes, notary fees, vacancy and works. 5-year attractivity index crosses DVF + INSEE demography + Sit@del permits + Filocom vacancy.

    Net annual yield

    5-year attractivity index: B (64/100)

    — Read more

    Understanding the Saint-Germain-de-Montbron real estate market

    Marge de négociation à Saint-Germain-de-Montbron

    À Saint-Germain-de-Montbron, le marché ne dégage pas de marge de négociation automatique : le prix repose sur les fondamentaux du secteur (dont une prime de secteur, jamais négociable). (estimation indicative, 9 ventes)

    Mais la décote se joue surtout bien par bien : un logement classé F ou G (passoire énergétique) se négocie nettement moins cher — environ un quart du prix en moins pour une maison classée G, près de 12 % pour un appartement (valeur verte 2024, Notaires de France / ADNOV, 552 850 ventes) — 14,6 % des logements le sont ici ; un bien A-D performant part, lui, du prix du marché.

    Un conseiller immobilier peut vous accompagner sur cette négociation →

    The 24 sales recorded in Saint-Germain-de-Montbron

    Every property sale registered here between 2021 and 2025. 24 sales is not a market — it is too few to derive a reliable price per m². But these are the actual transactions, and the spread between them tells you more than any median could.

    Date Type Floor area Land Price €/m²
    November 2025 Maison 100 m² 1 045 m² 190 000 € 1 900 €/m²
    October 2025 Maison 134 m² 146 m² 139 700 € 1 043 €/m²
    September 2025 Maison 97 m² 818 m² 126 000 € 1 299 €/m²
    July 2025 Maison 65 m² 572 m² 27 000 € 415 €/m²
    February 2025 Maison 93 m² 1 280 m² 79 000 € 849 €/m²
    January 2025 Maison 164 m² 1 449 m² 129 000 € 787 €/m²
    November 2024 Maison 78 m² 310 m² 48 000 € 615 €/m²
    November 2024 Maison 90 m² 90 m² 20 000 € 222 €/m²
    November 2024 Maison 122 m² 1 648 m² 235 900 € 1 934 €/m²
    September 2023 Maison 78 m² 686 m² 96 000 € 1 231 €/m²
    January 2023 Maison 113 m² 220 m² 115 000 € 1 018 €/m²
    December 2022 Maison 154 m² 1 460 m² 160 000 € 1 039 €/m²
    December 2022 Maison 85 m² 126 m² 86 500 € 1 018 €/m²
    October 2022 Maison 76 m² 610 m² 51 000 € 671 €/m²
    August 2022 Maison 88 m² 1 276 m² 145 000 € 1 648 €/m²
    July 2022 Maison 223 m² 607 m² 80 000 € 359 €/m²
    July 2022 Maison 149 m² 315 m² 137 000 € 919 €/m²
    April 2022 Maison 85 m² 126 m² 50 000 € 588 €/m²
    April 2022 Maison 97 m² 239 m² 119 000 € 1 227 €/m²
    April 2022 Maison 66 m² 84 m² 77 450 € 1 173 €/m²
    September 2021 Maison 104 m² 807 m² 106 000 € 1 019 €/m²
    July 2021 Maison 165 m² 2 190 m² 199 000 € 1 206 €/m²
    May 2021 Maison 66 m² 190 m² 28 000 € 424 €/m²
    April 2021 Maison 85 m² 205 m² 72 000 € 847 €/m²

    Source: DVF — DGFiP open data. No names, no exact addresses.

    Range: half of sales between 588 €/m² and 1 227 €/m² (across 21 DVF sales, 3 years).

    This market is defined above all by strong price appreciation (+39,5 % over 5y), and very affordable price-per-m².

    This median price, based on DVF transactions over the last 5 years (DGFiP Etalab), places Saint-Germain-de-Montbron within the nouvelle-aquitaine regional market. On the rental side, the ANIL median apartment rent there is 10,9 €/sqm/month, an indicative gross yield of 15,4 % before taxes, fees and vacancy.

    The town is in demographic decline over 5 years (-3,0 %), with construction activity low (little new construction, tight market on existing stock). Housing vacancy is low (tight rental market, secure rents). These three factors crossed with the recent price trend (+39,5 % over 5 years) determine the attractivity grade B shown above.

    Note: DVF covers registered transactions excluding non-finalised off-plan sales, and ANIL publishes medians (not averages — the rent distribution is pulled up by exceptional properties). For a fine analysis at the exact address, use the simulator above or the town's full profile.

    Sources: DVF (DGFiP Etalab) — rolling 5-year medians, ANIL — rent map, INSEE pop_evol — 5-year demographics, Sit@del — 24-month building permits, Filocom (DGFiP / SDES) — housing vacancy. The attractivity grade and 5-year capital gain are NTYP estimates (proprietary weighting of the data above, independent of any affiliation) — see our methodology.

    — Live calculations

    Every dimension, in euros.

    On this page, 6 calculations with the real figures for Saint-Germain-de-Montbron: whether to buy or rent, how much to negotiate, the monthly mortgage payment, the net rental yield, the monthly cashflow and the energy bill.

    Method and assumptions detailed in Transparency.

    Map of Saint-Germain-de-Montbron

    Click to explore indicators, layers and what is reachable nearby.

    — Your questions

    Frequently asked questions

    Are the prices/sqm in Saint-Germain-de-Montbron expensive?

    The median DVF price is 849 €/sqm. For a 60 sqm apartment, that is around 50 968 € excluding acquisition fees (count +7 to 8 % notary fees in the existing market).

    What rental yield can I expect in Saint-Germain-de-Montbron?

    The indicative gross yield is 15,4 % (median rent 10,9 €/sqm/month × 12 ÷ median price 849 €/sqm). The net yield after charges, property tax, vacancy and taxes is generally 30 to 45 % lower. Use the simulator above to personalise it to your case.

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    What does the B 5-year attractivity grade mean concretely?

    The index crosses 4 factors over the last 5 years: DVF price trend, INSEE demographic trend, Sit@del building permits and Filocom vacancy. B corresponds to an attractive market (solid fundamentals). A good yield/risk trade-off. The full method is documented in the Methodology section.

    Can future prices be predicted from the last 5 years?

    Not reliably. The past price change (shown above, DVF source) describes the recent market — it does not foretell the future. Property markets tend to revert to their mean: a town that rose or fell sharply does not mechanically keep going the same way, and rates, the wider economy or a local shock weigh more than any extrapolation. That is why we show the observed change and the real drivers (demographics, vacancy, building permits) rather than a speculative future capital gain.

    Is it better to buy an apartment or a house in Saint-Germain-de-Montbron?

    The median apartment price/sqm in Saint-Germain-de-Montbron is typically 5 % above the house price/sqm (houses offer more usable surface but a lower €/sqm ratio thanks to the land share). For a rental investment, the apartment generally offers a better yield (more tenants, simpler management, lower urban vacancy). The house is rather preferable for a family primary residence or a heritage project with valuable land.

    Is it better to buy or rent in Saint-Germain-de-Montbron?

    It depends how long you keep the home. In Saint-Germain-de-Montbron, a 60 sqm flat costs about €50 968 to buy and €655 a month to rent, a rent-to-price ratio of 15,4 % gross per year. That ratio decides, not the price level.

    Buying adds costs renting never pays — transfer duties, notary fees, property tax, maintenance — which must be recouped first. The “Buy or rent” calculator on this page works out the year the balance tips.