— nouvelle-aquitaine · 24

Real estate prices in Saint-Germain-et-Mons — investor simulator — September 2026

Median price per m² in Saint-Germain-et-Mons

1 552 €/m²

  • Dept. 24 rank No. 234 / 389
  • 5-year trend +23,5 %

Half of sales between 870 €/m² and 1 540 €/m² (42 DVF sales).

DVF — DGFiP · median over 21 sales (2025)

Real estate market in Saint-Germain-et-Mons

In Saint-Germain-et-Mons, the price/sqm is around 1 552 € (+23,5 % over 5 years), a very attractive market for investors (grade A/5).

Median price/sqm 1 552 €/m² DVF — DGFiP · median over 21 sales (2025)
Median rent (apt) 11,3 €/m² ANIL — Carte des loyers · 2025
5-year trend +23,5 % DVF historique 5y
5y demography +8 % INSEE pop_evol

Energy rating (EPC)

A22 %
B11 %
C29 %
D10 %
E16 %
F7 %
G6 %

12.9% poorly rated (F/G) of 101 assessed dwellings.

What investor yield in Saint-Germain-et-Mons?

Indicative calculation. Excludes taxes, notary fees, vacancy and works. 5-year attractivity index crosses DVF + INSEE demography + Sit@del permits + Filocom vacancy.

    Net annual yield

    5-year attractivity index: A (93/100)

    — Read more

    Understanding the Saint-Germain-et-Mons real estate market

    Marge de négociation à Saint-Germain-et-Mons

    À Saint-Germain-et-Mons, le marché ne dégage pas de marge de négociation automatique : le prix repose sur les fondamentaux du secteur (dont une prime de secteur, jamais négociable). (estimation indicative, 21 ventes)

    Mais la décote se joue surtout bien par bien : un logement classé F ou G (passoire énergétique) se négocie nettement moins cher — environ un quart du prix en moins pour une maison classée G, près de 12 % pour un appartement (valeur verte 2024, Notaires de France / ADNOV, 552 850 ventes) — 13,3 % des logements le sont ici ; un bien A-D performant part, lui, du prix du marché.

    Un conseiller immobilier peut vous accompagner sur cette négociation →

    The 21 sales recorded in Saint-Germain-et-Mons

    Every property sale registered here between 2021 and 2025. 21 sales is not a market — it is too few to derive a reliable price per m². But these are the actual transactions, and the spread between them tells you more than any median could.

    Date Type Floor area Land Price €/m²
    August 2025 Maison 164 m² 865 m² 205 500 € 1 253 €/m²
    December 2024 Maison 121 m² 620 m² 239 125 € 1 976 €/m²
    February 2024 Maison 78 m² 2 249 m² 115 860 € 1 485 €/m²
    September 2023 Maison 121 m² 620 m² 187 775 € 1 552 €/m²
    July 2023 Maison 490 m² 4 550 m² 844 380 € 1 723 €/m²
    June 2023 Maison 70 m² 1 000 m² 115 000 € 1 643 €/m²
    June 2023 Maison 164 m² 865 m² 183 600 € 1 120 €/m²
    May 2023 Maison 76 m² 267 m² 42 000 € 553 €/m²
    February 2023 Maison 147 m² 1 430 m² 317 500 € 2 160 €/m²
    December 2022 Maison 81 m² 451 m² 117 500 € 1 451 €/m²
    August 2022 Maison 157 m² 675 m² 160 000 € 1 019 €/m²
    July 2022 Maison 100 m² 472 m² 222 500 € 2 225 €/m²
    July 2022 Maison 81 m² 963 m² 155 000 € 1 914 €/m²
    May 2022 Maison 128 m² 601 m² 224 000 € 1 750 €/m²
    January 2022 Maison 124 m² 689 m² 272 000 € 2 194 €/m²
    January 2022 Maison 86 m² 2 650 m² 210 000 € 2 442 €/m²
    January 2022 Maison 120 m² 220 000 € 1 833 €/m²
    December 2021 Maison 114 m² 766 m² 79 000 € 693 €/m²
    September 2021 Maison 164 m² 865 m² 135 000 € 823 €/m²
    July 2021 Maison 67 m² 1 455 m² 91 500 € 1 366 €/m²
    February 2021 Maison 81 m² 613 m² 120 000 € 1 481 €/m²

    Source: DVF — DGFiP open data. No names, no exact addresses.

    Range: half of sales between 870 €/m² and 1 540 €/m² (across 42 DVF sales, 3 years).

    This market is defined above all by strong price appreciation (+23,5 % over 5y), and a dynamic, growing population (+8,0% over 5y).

    This median price, based on DVF transactions over the last 5 years (DGFiP Etalab), places Saint-Germain-et-Mons within the nouvelle-aquitaine regional market. On the rental side, the ANIL median apartment rent there is 11,3 €/sqm/month, an indicative gross yield of 8,8 % before taxes, fees and vacancy.

    The town is in strong demographic growth over 5 years (8,0 %), with construction activity low (little new construction, tight market on existing stock). Housing vacancy is low (tight rental market, secure rents). These three factors crossed with the recent price trend (+23,5 % over 5 years) determine the attractivity grade A shown above.

    Note: DVF covers registered transactions excluding non-finalised off-plan sales, and ANIL publishes medians (not averages — the rent distribution is pulled up by exceptional properties). For a fine analysis at the exact address, use the simulator above or the town's full profile.

    Sources: DVF (DGFiP Etalab) — rolling 5-year medians, ANIL — rent map, INSEE pop_evol — 5-year demographics, Sit@del — 24-month building permits, Filocom (DGFiP / SDES) — housing vacancy. The attractivity grade and 5-year capital gain are NTYP estimates (proprietary weighting of the data above, independent of any affiliation) — see our methodology.

    — Live calculations

    Every dimension, in euros.

    On this page, 6 calculations with the real figures for Saint-Germain-et-Mons: whether to buy or rent, how much to negotiate, the monthly mortgage payment, the net rental yield, the monthly cashflow and the energy bill.

    Method and assumptions detailed in Transparency.

    Map of Saint-Germain-et-Mons

    Click to explore indicators, layers and what is reachable nearby.

    — Your questions

    Frequently asked questions

    Are the prices/sqm in Saint-Germain-et-Mons expensive?

    The median DVF price is 1 552 €/sqm. For a 60 sqm apartment, that is around 93 112 € excluding acquisition fees (count +7 to 8 % notary fees in the existing market).

    What rental yield can I expect in Saint-Germain-et-Mons?

    The indicative gross yield is 8,8 % (median rent 11,3 €/sqm/month × 12 ÷ median price 1 552 €/sqm). The net yield after charges, property tax, vacancy and taxes is generally 30 to 45 % lower. Use the simulator above to personalise it to your case.

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    [[prix_immobilier.faq2bis_a]]
    What does the A 5-year attractivity grade mean concretely?

    The index crosses 4 factors over the last 5 years: DVF price trend, INSEE demographic trend, Sit@del building permits and Filocom vacancy. A corresponds to a very attractive market (strong demand, balanced supply, low vacancy). Low rental risk, high capital-gain potential. The full method is documented in the Methodology section.

    Can future prices be predicted from the last 5 years?

    Not reliably. The past price change (shown above, DVF source) describes the recent market — it does not foretell the future. Property markets tend to revert to their mean: a town that rose or fell sharply does not mechanically keep going the same way, and rates, the wider economy or a local shock weigh more than any extrapolation. That is why we show the observed change and the real drivers (demographics, vacancy, building permits) rather than a speculative future capital gain.

    Is it better to buy an apartment or a house in Saint-Germain-et-Mons?

    The median apartment price/sqm in Saint-Germain-et-Mons is typically 5 % above the house price/sqm (houses offer more usable surface but a lower €/sqm ratio thanks to the land share). For a rental investment, the apartment generally offers a better yield (more tenants, simpler management, lower urban vacancy). The house is rather preferable for a family primary residence or a heritage project with valuable land.

    Is it better to buy or rent in Saint-Germain-et-Mons?

    It depends how long you keep the home. In Saint-Germain-et-Mons, a 60 sqm flat costs about €93 112 to buy and €680 a month to rent, a rent-to-price ratio of 8,8 % gross per year. That ratio decides, not the price level.

    Buying adds costs renting never pays — transfer duties, notary fees, property tax, maintenance — which must be recouped first. The “Buy or rent” calculator on this page works out the year the balance tips.