— nouvelle-aquitaine · 19

Real estate prices in Saint-Martial-de-Gimel — investor simulator — September 2026

Median price per m² in Saint-Martial-de-Gimel

1 188 €/m²

  • Dept. 19 rank No. 92 / 195
  • 5-year trend +6,5 %

Half of sales between 591 €/m² and 1 062 €/m² (21 DVF sales).

DVF — DGFiP · median over 15 sales (2025)

Real estate market in Saint-Martial-de-Gimel

In Saint-Martial-de-Gimel, the price/sqm is around 1 188 € (+6,5 % over 5 years), a balanced market for investors (grade C/5).

Median price/sqm 1 188 €/m² DVF — DGFiP · median over 15 sales (2025)
Median rent (apt) 8,1 €/m² ANIL — Carte des loyers · 2025
5-year trend +6,5 % DVF historique 5y
5y demography -1,2 % INSEE pop_evol

Energy rating (EPC)

A0 %
B5 %
C3 %
D16 %
E23 %
F23 %
G30 %

52.5% poorly rated (F/G) of 61 assessed dwellings.

What investor yield in Saint-Martial-de-Gimel?

Indicative calculation. Excludes taxes, notary fees, vacancy and works. 5-year attractivity index crosses DVF + INSEE demography + Sit@del permits + Filocom vacancy.

    Net annual yield

    5-year attractivity index: C (50/100)

    — Read more

    Understanding the Saint-Martial-de-Gimel real estate market

    Marge de négociation à Saint-Martial-de-Gimel

    À Saint-Martial-de-Gimel, le marché ne dégage pas de marge de négociation automatique : le prix repose sur les fondamentaux du secteur. (estimation indicative, 15 ventes)

    Mais la décote se joue surtout bien par bien : un logement classé F ou G (passoire énergétique) se négocie nettement moins cher — environ un quart du prix en moins pour une maison classée G, près de 12 % pour un appartement (valeur verte 2024, Notaires de France / ADNOV, 552 850 ventes) — 51,7 % des logements le sont ici ; un bien A-D performant part, lui, du prix du marché.

    Un conseiller immobilier peut vous accompagner sur cette négociation →

    The 29 sales recorded in Saint-Martial-de-Gimel

    Every property sale registered here between 2021 and 2025. 29 sales is not a market — it is too few to derive a reliable price per m². But these are the actual transactions, and the spread between them tells you more than any median could.

    Date Type Floor area Land Price €/m²
    December 2025 Maison 106 m² 405 m² 108 000 € 1 019 €/m²
    December 2025 Maison 154 m² 1 135 m² 189 000 € 1 227 €/m²
    November 2025 Maison 69 m² 463 m² 110 000 € 1 594 €/m²
    September 2025 Maison 133 m² 115 m² 57 000 € 429 €/m²
    July 2025 Maison 79 m² 595 m² 30 000 € 380 €/m²
    March 2025 Maison 100 m² 775 m² 150 000 € 1 500 €/m²
    March 2025 Maison 63 m² 684 m² 106 000 € 1 683 €/m²
    February 2025 Maison 101 m² 559 m² 120 000 € 1 188 €/m²
    December 2024 Maison 110 m² 275 m² 75 810 € 689 €/m²
    November 2024 Maison 28 m² 830 m² 80 000 € 2 857 €/m²
    October 2024 Maison 78 m² 318 m² 60 000 € 769 €/m²
    September 2024 Maison 170 m² 459 m² 140 000 € 824 €/m²
    July 2024 Maison 79 m² 984 m² 93 400 € 1 182 €/m²
    July 2024 Maison 90 m² 1 100 m² 120 000 € 1 333 €/m²
    March 2024 Maison 67 m² 1 550 m² 100 000 € 1 493 €/m²
    November 2023 Maison 76 m² 249 m² 80 750 € 1 063 €/m²
    September 2023 Maison 110 m² 565 m² 108 000 € 982 €/m²
    June 2023 Maison 86 m² 1 475 m² 77 000 € 895 €/m²
    February 2023 Appartement 110 m² 312 m² 40 000 € 364 €/m²
    December 2022 Maison 70 m² 1 440 m² 87 000 € 1 243 €/m²
    October 2022 Maison 75 m² 139 m² 57 015 € 760 €/m²
    August 2022 Maison 100 m² 775 m² 40 000 € 400 €/m²
    January 2022 Maison 120 m² 580 m² 40 000 € 333 €/m²
    January 2022 Maison 116 m² 539 m² 158 512 € 1 366 €/m²
    December 2021 Maison 62 m² 785 m² 80 000 € 1 290 €/m²
    December 2021 Maison 55 m² 300 m² 53 000 € 964 €/m²
    May 2021 Maison 86 m² 1 475 m² 70 000 € 814 €/m²
    April 2021 Maison 135 m² 230 m² 110 000 € 815 €/m²
    January 2021 Maison 59 m² 705 m² 90 000 € 1 525 €/m²

    Source: DVF — DGFiP open data. No names, no exact addresses.

    Range: half of sales between 591 €/m² and 1 062 €/m² (across 21 DVF sales, 3 years).

    This market is defined above all by very affordable price-per-m².

    This median price, based on DVF transactions over the last 5 years (DGFiP Etalab), places Saint-Martial-de-Gimel within the nouvelle-aquitaine regional market. On the rental side, the ANIL median apartment rent there is 8,1 €/sqm/month, an indicative gross yield of 8,1 % before taxes, fees and vacancy.

    The town is in demographic stagnation over 5 years (-1,2 %), with construction activity low (little new construction, tight market on existing stock). Housing vacancy is low (tight rental market, secure rents). These three factors crossed with the recent price trend (+6,5 % over 5 years) determine the attractivity grade C shown above.

    Note: DVF covers registered transactions excluding non-finalised off-plan sales, and ANIL publishes medians (not averages — the rent distribution is pulled up by exceptional properties). For a fine analysis at the exact address, use the simulator above or the town's full profile.

    Sources: DVF (DGFiP Etalab) — rolling 5-year medians, ANIL — rent map, INSEE pop_evol — 5-year demographics, Sit@del — 24-month building permits, Filocom (DGFiP / SDES) — housing vacancy. The attractivity grade and 5-year capital gain are NTYP estimates (proprietary weighting of the data above, independent of any affiliation) — see our methodology.

    — Live calculations

    Every dimension, in euros.

    On this page, 6 calculations with the real figures for Saint-Martial-de-Gimel: whether to buy or rent, how much to negotiate, the monthly mortgage payment, the net rental yield, the monthly cashflow and the energy bill.

    Method and assumptions detailed in Transparency.

    Map of Saint-Martial-de-Gimel

    Click to explore indicators, layers and what is reachable nearby.

    — Your questions

    Frequently asked questions

    Are the prices/sqm in Saint-Martial-de-Gimel expensive?

    The median DVF price is 1 188 €/sqm. For a 60 sqm apartment, that is around 71 287 € excluding acquisition fees (count +7 to 8 % notary fees in the existing market).

    What rental yield can I expect in Saint-Martial-de-Gimel?

    The indicative gross yield is 8,1 % (median rent 8,1 €/sqm/month × 12 ÷ median price 1 188 €/sqm). The net yield after charges, property tax, vacancy and taxes is generally 30 to 45 % lower. Use the simulator above to personalise it to your case.

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    What does the C 5-year attractivity grade mean concretely?

    The index crosses 4 factors over the last 5 years: DVF price trend, INSEE demographic trend, Sit@del building permits and Filocom vacancy. C corresponds to a balanced market with no strong signal. To study depending on the exact location. The full method is documented in the Methodology section.

    Can future prices be predicted from the last 5 years?

    Not reliably. The past price change (shown above, DVF source) describes the recent market — it does not foretell the future. Property markets tend to revert to their mean: a town that rose or fell sharply does not mechanically keep going the same way, and rates, the wider economy or a local shock weigh more than any extrapolation. That is why we show the observed change and the real drivers (demographics, vacancy, building permits) rather than a speculative future capital gain.

    Is it better to buy an apartment or a house in Saint-Martial-de-Gimel?

    The median apartment price/sqm in Saint-Martial-de-Gimel is typically 5 % above the house price/sqm (houses offer more usable surface but a lower €/sqm ratio thanks to the land share). For a rental investment, the apartment generally offers a better yield (more tenants, simpler management, lower urban vacancy). The house is rather preferable for a family primary residence or a heritage project with valuable land.

    Is it better to buy or rent in Saint-Martial-de-Gimel?

    It depends how long you keep the home. In Saint-Martial-de-Gimel, a 60 sqm flat costs about €71 287 to buy and €483 a month to rent, a rent-to-price ratio of 8,1 % gross per year. That ratio decides, not the price level.

    Buying adds costs renting never pays — transfer duties, notary fees, property tax, maintenance — which must be recouped first. The “Buy or rent” calculator on this page works out the year the balance tips.